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Kids These Days: Human Capital and the Making of Millennials Highlight

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to banks tightening lending standards.42 For the first time this century, the average consumer owns fewer than two bank cards. Although this is probably heartening to frugal-minded commentators, it also means more people are living with less.

— Malcolm Harris

Replicated under Fair Use from Kids These Days: Human Capital and the Making of Millennials by Malcolm Harris. (Pg. 98)

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