The Divide: American Injustice in the Age of the Wealth Gap Highlight

All the collectors have, typically, is a complaint and the assertion of an owed balance. But in the vast majority of cases, that’s enough. Two-thirds of the time, the defendant doesn’t show and loses automatically. Others get the summons, assume they really do owe the balance stated, and either agree to pay or settle, never forcing the bank to prove its claims.